The Eagle Policy
Title Policy Coverage Comparison
| Compare First American’s Eagle Owner’s Policy |
EAGLE |
ALTA R |
ALTA
Standard or CLTA |
| Protection from: | |||
| Someone else owns an interest in your title |
Q
|
Q
|
Q
|
| A document is not properly signed |
Q
|
Q
|
Q
|
| Forgery, fraud, duress in the chain of title |
Q
|
Q
|
Q
|
| Defective recording of any document |
Q
|
Q
|
Q
|
| There are restrictive covenants |
Q
|
Q
|
Q
|
| There is a lien on your title because there is: | |||
| a) a deed of trust |
Q
|
Q
|
Q
|
| b) a judgment, tax, or special assessment |
Q
|
Q
|
Q
|
| c) a charge by a homeowner’s association |
Q
|
Q
|
Q
|
| Title is unmarketable |
Q
|
Q
|
Q
|
| Mechanics lien |
Q
|
Q
|
|
| Forced removal of a structure because it: | |||
| a) extends on another property and/or easement |
Q
|
Q
|
|
| b) violates a restriction in Schedule B |
Q
|
Q
|
|
| c) violates an existing zoning law* |
Q
|
Q
|
|
| Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance |
Q
|
Q
|
|
| Unrecorded lien by a homeowners association |
Q
|
Q
|
|
| Unrecorded easements |
Q
|
Q
|
|
| Building permit violations* |
Q
|
|
|
| Restrictive covenant violations |
Q
|
|
|
| Post-policy forgery |
Q
|
|
|
| Post-policy encroachment |
Q
|
|
|
| Post-policy damage from extraction of minerals or water |
Q
|
|
|
| Lack of vehicular and pedestrian access |
Q
|
|
|
| Map not consistent with legal description |
Q
|
|
|
| Post-policy adverse possession |
Q
|
|
|
| Post-policy cloud on title |
Q
|
|
|
| Post-policy prescriptive easement |
Q
|
|
|
| Covenant violation resulting in your title reverting to a previous owner |
Q
|
|
|
| Violation of building setback regulations |
Q
|
|
|
| Discriminatory covenants |
Q
|
|
|
Other benefits: |
|
|
|
| Pays rent for substitute land or facilities |
Q
|
Q
|
|
| Rights under unrecorded leases |
Q
|
Q
|
|
| Plain language statements of policy coverage and restrictions |
Q
|
Q
|
|
| Compliance with Subdivision Map Act |
Q
|
|
|
| Coverage for boundary wall or fence encroachment* |
Q
|
|
|
| Added ownership coverage leads to enhanced marketability |
Q
|
|
|
| Insurance coverage for a lifetime |
Q
|
|
|
| Policy adopted by the California Land Title Association (CLTA) |
Q
|
|
|
| Post-policy inflation coverage with automatic increase in value up to 150% over five years |
Q
|
|
|
| Post-policy Living Trust coverage |
Q
|
|
|
* Deductible and maximum limits apply
Not available to investors on 1- to 4-unit residential properties
Coverage may vary based on an individual policy.
